According to Finbold’s predictive artificial intelligence ( AI ) system, the downturn gripping XRP since the start of October is likely to halt, but not reverse, by November 1, 2026.
Indeed, after examining a variety of technical analysis ( TA ) indicators, including oscillators , moving averages ( MA ), and the relative strength index ( RSI ), the Finbold AI agent determined XRP is likely to descend 0.23% – effectively remain flat – to $1.31 by the start of next month.
Finbold AI XRP price target for November 1, 2026. Source: Finbold
Alphabet’s (NASDAQ: GOOGL ) model, Google Gemini , proved the most bearish out of the five included in the system, as it forecasted a 4.2% drop to $1.26 as the most likely trajectory for the popular cryptocurrency .
ChatGPT-5.6 Terra was close behind, since its XRP price target for November 1, 2026, stood at $1.29, 1.91% below the October 19 press time price of $1.31.
China’s most recognizable AI platform, DeepSeek, was the third and last of the models to forecast a continued downtrend with an estimated 1.15% drop to $1.30 by the start of the next month.
Meanwhile, OpenAI’s two other variants, Luna and Sol, came in as substantially more bullish, with the former predicting a 2.29% rise to $1.34 by November 1, and the latter a 3.82% rally to $1.36 – the highest price target out of the five.
XRP price performance
After rising a total of more than 56% to near $1.57 between mid-August and late September, XRP entered a downtrend that took it 16.18% lower overall, and 11.68% lower in October to $1.31 at press time.
XRP price one-month chart. Source: Google
Notably, such performance means that even the most optimistic model in Finbold’s predictive AI system – ChatGPT-5.6 Sol – does not estimate that the cryptocurrency will rally back to its recent highs and will instead remain 12.99% lower by November 1, 2026.
Elsewhere, some human analysts remain more bullish than artificial intelligence models.
Why XRP could soar to $2 in October
Specifically, the popular trading expert Ali Martinez shared a series of X posts early on Monday, October 19, claiming that as long as XRP remains above $1.25 , it retains the capacity for a strong rebound.
The analyst revealed that successfully holding the level would complete a potential inverse head-and-shoulders pattern and pave the way for a climb to $1.56, which could, in turn, lead to a 28.21% upsurge to $2.
4/5 For $XRP , I’m watching $1.25. Holding this level could complete the right shoulder of a potential inverse head-and-shoulders pattern on the 3-day chart.
The rebound would still need confirmation: a sustained close above $1.56 could open the path to $2.
Lose $1.25, and $1… pic.twitter.com/CRleLBxDyp
— Ali Charts (@alicharts) October 18, 2026
Still, Martinez also warned that a drop below $1.25 would instead set the new XRP price target at $1.
Featured image via Shutterstock
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